In June, Apple discontinued its “purchase now, pay later” service referred to as Apple Pay Later, which let qualifying prospects break up a purchase order made with Apple Pay into 4 equal funds over six weeks, with no curiosity or charges. As a substitute, Apple stated prospects within the U.S. would be capable to apply for loans from choose different “purchase now, pay later” companies once they take a look at with Apple Pay on the internet and in apps on iOS 18 and iPadOS 18.
Affirm fee plans have been accessible by means of Apple Pay since final month, and competing service Klarna introduced that it’s integrating with Apple Pay within the U.S. and the U.Ok. beginning right this moment, and in Canada within the coming months.
iOS 18 and iPadOS 18 customers can choose “Different Playing cards & Pay Later Choices” when testing with Apple Pay to entry fee plans accessible from Klarna and Affirm. For instance, Klarna gives an interest-free “Pay in 4” fee plan for purchases totaling between $35 and $2,000, which is analogous to what Apple Pay Later supplied.
Apple additionally introduced an upcoming integration with PayPal.
Beginning subsequent yr, prospects within the U.S. will be capable to see their PayPal steadiness when utilizing their PayPal debit card within the Pockets app on the iPhone, in response to Apple.
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